Blue Cross Blue Shield Insurance Coverage for Addiction Treatment

What Is Blue Cross Blue Shield Insurance & How Does It Work for Drug Rehab?

Blue Cross Blue Shield insurance is a nation-wide medical insurance plan providing protection to American citizens in all 50 states. They are a wide umbrella that encompasses a large number of independent health insurance companies, and they also provide Medicare to eligible US citizens. Around one third of all people in the US with health insurance have a Blue Cross Blue Shield plan.

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What are Blue Cross Blue Shield’s Types of Insurance Plans?

The types of insurance plans that Blue Cross Blue Shield offers include personal health insurance plans and family insurance plans. They also offer workplace group health insurance plans, dental and vision plans, Medicaid, Children’s Health Insurance Program (CHIP), and Medicare, with or without prescription medication coverage.

Find Drug & Alcohol Rehab Facilities Near Me That May Accept Blue Cross Blue Shield

Blue Cross Blue Shield is a widely trusted and popular health insurance company, and because of this there are hundreds of drug rehab centers that are in-network with them. The River Source is a drug and alcohol rehab center in Arizona that is in-network with Blue Cross Blue Shield, highly recommended because of our effective and straight-forward addiction treatment plans, and our recovery guarantee. We provide the entire continuum of care you will need to recover from drug and alcohol addiction, including inpatient medical drug detox, residential drug rehab, partial hospitalization program, intensive outpatient program, and further customized outpatient care. Your time spent at The River Source will be spent on useful, evidence-based care, with extra holistic treatments available if you wish to supplement your program. We ensure you are safe, comfortable, and supported throughout the recovery journey, offering a highly effective treatment plan that works. To verify your insurance coverage for drug rehab or to find out more about The River Source, please Call Us Today at (866) 370-7806.

Does Blue Cross Blue Shield Insurance Cover Alcohol & Drug Rehab Treatment?

Yes, if you have a mental health condition, a substance use disorder, or the combination of both issues in a dual diagnosis, Blue Cross Blue Shield will cover some, if not all, of your treatment. The specific program you are looking into will need to be evaluated, and your specific insurance plan for drug rehab will determine the extent to which your treatment is covered. Blue Cross Blue Shield will need to determine whether your chosen addiction treatment center is in-network and look at the types of treatments they offer. Blue Cross Blue Shield also covers behavioral health treatments, preventative care, and many medications, so your out-of-pocket expenses may be less than you might think.

How to Check Your Blue Cross Blue Shield Insurance Coverage for Alcohol & Drug Rehab

If you want to figure out what types of drug and alcohol rehab treatments are covered by your Blue Cross Blue Shield insurance, you can call the company directly, and find out from them whether the types of treatment you are looking for are covered. You may also wish to ask them for drug rehab recommendations if yours is not covered. You can also log in to the Blue Cross Blue Shield website, and check the “my plan” section to find out what types of coverage your health insurance plan will pay for. If you are still unsure, you can also phone the drug rehab center you are interested in and ask them about insurance rehab. They may be able to contact the insurance company on your behalf and get the answers you need.

What Addiction Treatments Does Blue Cross Blue Shield Insurance Cover?

Blue Cross Blue Shield is a health insurance company that covers many different types of medical care, like doctor’s visits, preventative treatments, checkups, dental care, eye care, and/or behavioral health treatments. Some plans have coverage for hospital stays, emergency visits, and other addiction treatments. Each state has different regulations and coverage options, so the best way to find out what your particular plan covers is to log in to the website and check the “my plan” section. Insurance varies quite a bit when it comes to addiction treatment coverage, but your plan could possibly pay for treatments including medical drug and alcohol detox, prescription medications, medical care, inpatient drug and alcohol rehab, outpatient drug rehab, and aftercare services. If you are not sure if your drug rehab center is covered by insurance, it is always worth looking into before starting treatments, as you could save quite a bit of money.

Does Blue Cross Blue Shield Insurance Cover Mental Health & Substance Abuse Treatment?

Yes, mental health and substance abuse treatments are considered essential health care by law in the US, so they are covered by health insurance. Some plans may cover more drug and alcohol addiction treatments than others, and some may even cover the total cost of a dual diagnosis program. Behavioral health treatments, therapy, medical care, and more is often part of a comprehensive medical insurance plan. Ask your provider what types of treatments are available for coverage.

Does Blue Cross Blue Shield Insurance Cover Drug Rehab & Mental Health Therapy?

Yes, the majority of insurance plans under the umbrella of Blue Cross Blue Shield will cover therapy and other mental health services. If you check your summary of benefits, you can see whether therapy is covered at a glance. If you find a therapist who is in-network, you may still need to meet a deductible before your insurance kicks in, and there may be copay fees as well, but it will cost a lot less than it would without insurance.

Does Blue Cross Blue Shield Insurance Cover Inpatient Drug & Alcohol Rehab?

Yes, most Blue Cross Blue Shield rehab insurance plans will cover inpatient alcohol & drug rehab. The facilities available to you, and the amount of coverage may vary depending on your individual plan. There are many types of rehab to choose from and the programs they offer may affect whether insurance will pay, so it is important to verify coverage before starting alcohol and drug addiction treatment.

Does Blue Cross Blue Shield Insurance Cover Intensive Outpatient Drug & Alcohol Rehab?

Yes, Blue Cross Blue Shield will often cover outpatient programs including intensive outpatient treatment plans, because they are cost effective and they work well for many people. An intensive outpatient plan will allow you to live at home and continue working, taking care of family, and seeing to all other normal daily responsibilities as best you can as you get the appropriate level of care for your need, living a sober lifestyle with strong support.

Does Blue Cross Blue Shield Insurance Cover Partial Hospitalization for Drug & Alcohol Addiction Treatment?

Yes, your Blue Cross Blue Shield Drug Rehab Insurance plan will likely pay for a partial hospitalization program. You will be able to live at home or in a sober living facility, and access full days of treatments, 5 to 7 days a week. This is the best choice for people who would like to develop a strong sense of a sober community without fully moving into a drug rehab center, and it helps people make the transition into drug- and alcohol-free living gradually.

How Long Will Blue Cross Blue Shield Insurance Cover Rehab for Alcohol & Drug Addiction?

Because every person has unique needs when it comes to their substance use disorder treatment, it is not always possible to put an exact timeframe on insurance coverage. Blue Cross Blue Shield treatment varies depending on what the doctor prescribes, as well as whether the insurance company deems the drug and alcohol addiction treatments to be appropriate to your needs, and cost-effective. Some other factors that determine the amount of time in drug rehab covered by insurance may include the types of substance(s) you are quitting and the typical amount of time it takes to get back on track with that particular substance. If you need dual diagnosis care or a medication assisted treatment (MAT) plan, your coverage may last longer, and you may be provided coverage for a longer time inside inpatient care if you have shown the need for intensive care or accommodation inside a safe, sober residence away from issues in your home environment.

Blue Cross Blue Shield Insurance May Offer Treatment Coverage for the Following Addictions:

What are the Options if Blue Cross Blue Shield Insurance Does Not Cover the Cost of Alcohol or Drug Rehab?

If Blue Cross Blue Shield does not cover the cost of your rehab, you may wish to look into other rehab centers in your area that are in-network. Because they are such a large insurance company, there is a high chance you will find treatment that is covered with some research. You may also ask your insurance company for recommendations in your area.

Some alcohol & drug rehab centers also offer financial aid, sliding scale fees, and other options that can reduce the total amount you will have to pay. You can always ask the treatment center whether they offer these types of programs.

Some people may also have the option of borrowing money from trusted friends or family to pay for alcohol and drug addiction treatment.

Verify Your Insurance with Us

If you want to verify your insurance with The River Source Addiction Treatment and Recovery center, please phone us now at 866-370-7806. We are available 24 hours a day to answer your questions, talk to you about your options, and tell you about your insurance coverage. If you are not ready to speak with somebody in person on the phone, you may also check our insurance verification section on our website. Simply fill out a few key details and we will let you know about your coverage as quickly as possible.

It is important to verify your coverage before starting, because drug rehab can range anywhere from a few weeks to over a year depending on the types of treatment and levels of care you undergo. You may also be prescribed medications or need other types of care, so knowing what is and is not covered before beginning is beneficial. That way there will be no big financial surprises when the time comes.

Next Steps with Insurance Coverage for Drug & Alcohol Rehab Treatment with The River Source Addiction Treatment & Recovery

If you or a loved one is considering The River Source for addiction recovery but are not sure how to begin, please call us now at (866)370-8656 or fill out our online treatment application on our website. Our intake specialists will not only inform you about drug rehab insurance coverage but will also begin the work of creating a specialized plan that will help you safely and comfortably detox and rehabilitate in an efficient program that really works. The sooner you begin treatment, the better chance you have at achieving a successful recovery.

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