Do you have Health Net insurance coverage and are interested in treatment for yourself or a loved one? The process of finding a treatment center can feel overwhelming. You may have questions such as: What rehab is right for my child? Should we choose an in-state or out-of-state facility? How much treatment will our insurance cover?
The River Source is here to make the initial steps of getting professional intervention as streamlined as possible. Let us answer your questions, review the specifics of your insurance policy and recommend the best Health Net rehabs in Arizona. In the meantime, we’ve included helpful information specifically for Health Net members.
What is Health Net Insurance?
Health Net is an insurance provider that services lower income individuals and families. It is offered in all 50 states and the District of Columbia. The company specializes in affordable programs such as Medicare, Medicaid, Tricare and Veterans Affairs programs.
Substance abuse treatment and behavioral health treatment are covered by the Managed Health Network (MHN), a subsidiary of Health Net. This coverage can be added onto a Health Net policy or purchased separately.
Health Net Covered Drug Rehab: What’s Covered?
Health Net does provide coverage for substance abuse treatment, though the details vary depending on your policy. Under the Affordable Care Act (ACA), insurance companies are required to cover addiction treatment services as they do with other medical services. There are variations on how much coverage this may be and up to what limits, but you are guaranteed some level of intervention.
To find the specifics of your plan, we recommend reading your individual policy. If there are things you are not sure of, call your insurance company for clarification. Your insurance provider can even recommend Health Net rehabs in Arizona based on your policy. From there, narrow down your list and call each facility to discover more about the programs and associated costs.
In general, here are the services included with most Health Net plans.
- Counseling and therapy sessions
- Inpatient and outpatient treatment
- Partial hospitalization treatment
- Treatment follow-ups and aftercare services
- 24/7 crisis intervention services
If you have Health Net insurance, you’re in good hands. Your insurance will help reduce the costs associated with treatment so that you can get the help you need. Because it can be tricky to understand the MHN portion of coverage, let’s discuss more about how this works and what to expect.
What is the Mental Health Network?
The MHN is a subsidiary of Health Net. It provides coverage to individuals and families for mental health and substance abuse treatment, as well as Employee Assistance Programs (EAPs). A lot of care is covered under the Mental Health Network, including access to:
- Clinical social workers
- Family and marriage therapists
Another part to the MHN is the use of care managers. Care managers are similar to case managers and ensure that you get the best resources possible. For example, if you are suffering from an opiate addiction, your care manager will follow up with your aftercare plan and ensure that you are taking the appropriate medications. This way, you can get the most from your insurance plan while also reducing the need for additional treatment.
How Does Health Net Compare to Other Insurance Companies?
Some people worry that Health Net isn’t as strong as other insurance companies because it has lower cost programs. However, Health Net and MHN tend to cover more treatment than other companies. You may be required to pay copays and some out-of-pocket costs, but a lot of your care will be covered.
More importantly, Health Net makes it possible to get the complete care that is needed to recover from an addiction. Some insurance programs only cover outpatient programs or a single month of treatment, but often additional treatment is needed. Health Net covers at least some of longer term treatment as well as crisis intervention services, aftercare services and access to clinical social workers, counselors and psychologists.
If you have Health Net insurance coverage and want to start treatment for yourself or a loved one, call The River Source to speak with one of our Health Net Rehab Specialists. We are a Health Net covered drug rehab and we can help you get the most from your insurance.